In order for you to buy a house in the United States, it is important that you have a good credit report.
Correct answer: (c) credit
Your answer was: [color=red]incorrect
In order for you to buy a house in the United States, it is important that you have a good school report.
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I also know this as “credit rating”. A credit rating is basically a sort of “risk status”. However, if you want to borrow money from a bank, the bank could order a “credit report” (something in writing) from a company that collects information about people’s credit ratings.
The sentence would make more sense with “credit rating”, in my opinion.
Many thanks for your response. Actually, I had posted that question when I was demonstrating the message system to a group of prospective users.
It’s very good that you have also brought up the term ‘credit rating’ in addition to credit report.
According to Wikipedia, a credit report is ‘a record of an individual’s or company’s past borrowing and repaying, including information about late payments and bankruptcy’.
Business English Courses, Elementary Level