Happy New Year everyone! 
May it be a great 2020 for you all!
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Ein gesundes Neues Jahr 
Gesundheit
Frieden
Erfolg
Geld
Zufriedenheit
Freundschaft
Harmonie
Inspiration
Freude
Liebe
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Baie dankie vir alles! @Torsten Die selfde vir jou!
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Ek praat eintlik ook 'n bietjie Afrikaans
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Ek is so bly daaroor!! @Torsten. Mooi so!!
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Afrikaans:
Gelukkige Nuwe Jaar. Mag 2020 'n wonderlike jaar vir julle almal wees!
Xhosa:
Nyakhomtsha. Ngamana u-2020 abe ngunyaka omkhulu kuni nonke!
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Happy New Year again, Andrea. Your first test of 2020 is online here:
Thank you very much for your tenacity.
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@Torsten. Hope you’ve had a great New Years Day! Thanks for everything! 
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Happy New Year, folks! I’m just checking in to let you know that I am still alive and kicking (although it may not seem that way… 
) Let’s have a great year together! Good luck, everyone!
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Hello @Sumejja! Your new test PUNDI X BOB is online now! Thank you for the interesting test and perfect description 
Pundi X BOB - English Test | english.best
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Thank you, @Natalia_Polteva!
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Hello team, if you need some inspiration for your next batch of exercises and tests, please take a look at New series of reading comprehension texts and exercises
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Hello @Sumejja! Thank you for the new interesting test ELECTRONEUM M1👩💻, it’s online!
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Hello @Andrea!
Your two new tests ARTIFICIAL INTELLIGENCE and BIOMETRICS are online 
Thank you for creating tests in a new format 
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Thanks @Natalia_Polteva
You’re welcome
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@Elida, @Sumejja I’m just reading the article again Elida referenced and what’s interesting about the topic of a cashless society is that things have started moving very fast. Elida’s Guardian article was published on July 18 2018 – 18 months ago. In the meantime the cryptocurrency space has progressed quite dramatically. China is about to become the first cashless economy in the world and Elon Musk says that paper money is going away. I’m sure you remember that Elon Musk is the guy who created PayPal so I do trust him to have the insight and expertise to predict the future of payment methods: https://www.cnbc.com/2019/02/20/elon-musk-paper-money-is-going-away-cryptocurrency-tech-has-merit.html
By the way, I’m happy to see that The Guardian apparently seems to be one of the newspapers you frequently read 
. It’s one of the few media outlets with a dedication to fighting global heating.
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Hello, everyone. I’m new to the team. Looking forward to collaborating and making my own contributions to the project @Torsten, I should have some potential topics for my reading comprehension texts submitted shortly. I’d appreciate your feedback on them. Thank you!
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Potential TOEIC Reading Comprehension Topics:
-
Evolution of veganism in athletics
Elite Athletes Are Going Vegan. Will It Help You? -
Yang’s UBI proposal
What Is Universal Basic Income? How the Policy Gained Traction -
Government mandated rooftop solar panels to begin in California in 2020
https://www.fastcompany.com/90375536/what-most-americans-are-looking-for-in-new-home-solar-panels -
Lab grown meat/insect burgers
Bloomberg - Are you a robot? -
Update on Boring’s underground commercial tunnel in Las Vegas
Elon Musk says Vegas tunnel will hopefully be operational by 2020 | CNN Business -
SpaceX WiFi?
SpaceX wants to be your WiFi provider. This could be the company's biggest hurdle | CNN Business -
Technologies impacting online shopping
How Technology Is Transforming In-store Shopping - Digital Doughnut -
Potential legal implications of "going off the grid” (in the US)
Off Grid Living is Illegal! Sort of... - Off Grid World -
Likely developments in energy storage (batteries) over the next decade
https://www.cnbc.com/2019/12/30/battery-developments-in-the-last-decade-created-a-seismic-shift-that-will-play-out-in-the-next-10-years.html -
How museums are using VR technology
Reality check: is VR set to revolutionise museums?
Any and all feedback is welcomed! Thank you so much.
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I really like this article! I feel like not many people take the time to point out ways in which large institutions are manipulating the people to further their own interest, regardless of whether or not it is in the interest of those people as well. Understanding how inconvenient cash is to them helps comprehend why cryptocurrencies are renounced as if they were something blasphemous - after all, they take the convenience and liberty of owning and using cash to a whole new level, wherein you do not have to lose out on the ease of paying digitally or via card (Crypto.com, formerly Monaco, is already issuing crypto credit cards!), but you’re also not left stranded in the case of a central point failure. Most important of all, they take away the power banks hold over us.
On the other hand, I think we must allow for the possibility of many people who do not want to “be their own bank,” as crypto forces them to be. There is a reason why people are naturally drawn to centralized systems and hierarchies. And I honestly don’t believe most crypto fans would want everyone to choose either way, when it comes down to it - just the availability of choice takes away from the monopoly that financial institutions have when it comes to money in our daily lives.
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