.
.
A: Yes. To borrow means to take some money from someone and then pay it back later.
B: Oh, so I borrow you this five dollars?
A: No, I borrow some money. You lend it to me. You’re the lender and I’m the borrower.
B: I’m lending you 5 dollars and you’re borrowing 5 dollars.
A: That’s right. And now that I borrowed 5 dollars from you, I owe you 5 dollars.
B: You owe me, and I owe you. How do you spell this “I owe you”? Ha, ha, ha.
A: Well, when you owe someone some money you often write
an I.O.U. Like this. You see? I.O.U.
B: But that’s not how you really spell “I owe you”, is it?
A: No, that’s just a short way of writing it. You actually spell it
like this. I owe you…
.
.
B: But that’s not how you really spell “I owe you”, is it?
Maybe the original text is not correct. ←
So, which is correct:
1- But that’s not how you really spell “I owe you”, is it? ← original text
2- But that’s not how you really spell “I.O.U”, is it?
Thank you